Debt Covenant & MAC Monitor
14,650,000.00 in critical credit facilities evaluated across across 2 items.
Q3 FCCR projects to 1.32x vs 1.25x covenant. Headroom is only $58,000.00 of EBITDA, creating high breach risk.
Method1Calculated FCCR and Senior Leverage using exact Article VII formula definitions.
2Simulated revenue and EBITDA sensitivity down to 5% variance.
| Reference | Description | Debt_Base |
|---|---|---|
| EBITDA | Q3 Projected FCCR Breach Risk | 1,350,000.00 |
| TOTAL_SENIOR_DEBT | Senior Leverage Ratio Headroom Compression | 13,300,000.00 |
Quarterly income statement and balance sheet, plus credit agreement financial covenants clause
Officer compliance certificate and ratio headroom sensitivity dashboard (Resolution Dossier, Findings Schedule)
Open Debt Covenant & MAC Monitor on sample data now with no sign-up, then run your own files free for 14 days. $3,000 a month after that, cancel any time. 30% goes to the referring partner.
Read in memory for the session, never stored, never used to train a model.
Outputs are computed from your inputs and the tool's rules. Check them before you rely on them.
14 days on your own files, then $3,000 a month.
Open Debt Covenant & MAC Monitor on sample data now with no sign-up, then run your own files free for 14 days. $3,000 a month after that, cancel any time.
On a sample file: 14,650,000.00 in critical credit facilities evaluated across across 2 items.
Why not just use ChatGPT?
Rules that stay current: the rate cards, tariffs, code sets and regulations it checks against are kept up to date for you; a one-off prompt starts from nothing each time. Evidence that stands up: every finding cites the line, the file and the rule, so it holds up with a vendor, a payer or an auditor. The same answer every time: the checks are written rules, not a fresh guess, so this month's result can be compared with last month's. Nobody has to own it: no one inside has to build, test and maintain a home-made tool, and files are not pasted into a public chatbot.
Start on your own files
If you would rather talk it through, write to dev.sathya@baseloom.app; that reaches Dev Sathya, founder.