BACS Direct Debit Bridge

11 collections (£550.00) for SUN 482913, processing September 22, 2026: 5 (£245.00) ready for pain.008, 7 records held; 3 file-level errors (Contra mismatch, Record structure, UTL1 totals) to fix before submission.

Evidence · BACS file, line 16

4022101928475601920941763849210 00000003000GREENFIELD LEISUREGFL-M-095410 M ONEILL

Working

Data record is 90 characters; Standard 18 records are 100, or 106 with a processing day. Trailing spaces look trimmed; padded to read it.

Method

1Records are read at their Standard 18 positions: 80-character VOL1, HDR1, HDR2, UHL1, EOF1, EOF2 and UTL1 labels, 100-character payment records, or 106 with a processing day in positions 101-106.

2Transaction codes: 01 first collection, 17 regular collection, 18 re-presented, 19 final collection, 99 credit, Z4 and Z5 interest and dividend credits, and AUDDIS 0N new, 0C cancel, 0S conversion.

Photo: Tomas Hudolin, Unsplash

7

Held records · 4 AUDDIS, 1 credits in file

Rule	Scope	Line
Record structure	File	16
Contra mismatch	File	21
UTL1 totals	File	25

1 to 3 of 10

Reads

BACS Standard 18 file text

Produces

Payment instruction JSON and a validation report (Payment instructions, pain.008 style (JSON), Validation report, Validation findings (CSV))

Price

$2,500 / month, 30% to the referring partner

Your files

Read in memory for the session, never stored, never used to train a model.

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Not financial, investment, banking or securities advice. Filings and screening results must be reviewed by a qualified compliance professional. Standard and product names belong to their owners. BaseLoom is not affiliated with or certified by them; validate converted files with your trading partner before production use.